Remember the good old days? Folks worked in the same job for 30 years. They had a nice retirement party. They got a gold watch. Most importantly, they got a pension to live on in retirement.

Pensions were great because you could count on them- every week, or every month, for the rest of your life, you’d get a set amount of income you could count on.

These days, unless you’re a government employee or a union member, you probably don’t have a pension. You have a 401K, an IRA, maybe some mutual funds, or a lot of your money is tied up in your home. Whatever the case, you have a lot of questions about what you can count on, and when.

Today’s annuities offer you the opportunity to create your own pension plan. They offer protection of principal, safe growth options, liquidity, and guaranteed income.

At Youity, we offer fixed and indexed annuities. We do not believe that variable annuities are a good fit for most people due to high fees, stock market exposure, and high surrender charges.